Why Is Health Care So Expensive?

High Cost DocumentationDuring the last couple of weeks, I got a first hand reminder of what  it is like in a health care system.  My late Auntie Marie was hospitalized for a few days before she died. Of course, Peggy and I visited often during those days. There was one thing that stuck out as I walked the halls of a well known suburban hospital. No matter which floor we were on,  or which nurse’s station we were near, people were diligently entering data or writing on charts.
I began to wonder what that was all about. Very few of these people were tending to patients, yet all of them were very busy. These people are all very expensive. Health care workers don’t come cheap. What is so important to require so much documentation? I quizzed my daughter, who is a nurse, to explain. We had a very nice father daughter discussion on the matter. She cleared up some of my mis-conceptions.
In summary here is why they document:
1. If it ain’t documented the insurance company, Medicare, etc. doesn’t pay. Of course the hospital is a business, and requires money to run. Patients never like to pay for their own health care,  therefore they pay for insurance to pay the bill for them. The insurance companies are also in business to make a profit. They sell us policies with fine print defining just what they will cover. Medicare does the same thing. Their rules are just as stringent as any insurance company’s. Therefore, hospitals document in order to charge.
Insurance companies take a bad rap when they cite the fine print in a policy, and refuse to pay. We should all be more careful when we buy policies. We tend to go for the lowest cost. Of course we do, why pay more? Except we don’t read the details, or the details don’t matter when we sign the contract. There is a famous insurance company commercial, running now, that touts the ability to tailor make a policy to fit your budget. Guess what? They do it by limiting your benefits. We go for price, they go for the sell, and we are happy until we get into a health crisis and the bill comes to us. 
2. Doctors need information from the nurses in order to make your health care decisions. They work by reading test reports, and the charts documenting vital signs such as temperature, blood pressure, heart rate, and  repsonses to medications.  Doctors also write instructions to the nurses for your treatment. Then, as a CYA they document their treatment plan and diagnosis. Again, if it ain’t documented they don’t get paid. A doctor  might spend ten minutes per patient reading a chart, and two minutes talking to him. If you have a serious problem, the doc may take three minutes to explain the prognosis.  Nurses document your vital signs, and dispense drugs. Certified Nursing Assistants do all the other dirty work of keeping patients comfortable. In the good old days, the nurse did it all. My wife Barbara tended to a surgical ward at West Side VA hospital back in 1959. She took care of, and documented up to thirty patients at a time. Life was simpler back then.
3. Hospitals have quality control programs. They are crappy compared to the ones  industry has  put into place to make all the products, and drugs they use, but they have systems.  These systems require documentation. In my business, we said that if we could measure something, we could improve it. Therefore, any quality system requires data documenting metrics that can show management if they are doing well. Most hospitals require you to complete a satisfaction questionnaire when you leave. This is an example of their input.
4. Lastly, health professionals document to CYA (cover your ass). All doctors and hospitals are so afraid a patient will sue them that they over document in order to cover themselves in the event that one of them makes an error. Or, if the patient and his family perceive a screw up.
The bottom line is that I saw dollars with wings and heard a cash register ringing as I walked the corridors of that hospital.
Obama’s solution to this problem is to invent a totally new health care system to compete with the one in place. If the actual health care industry doesn’t know how to fix their problem, what makes us think a group of Congressman and Senators can  invent  a new system to fix it all?
Bend over America, the government wants to give you an enema.
In a future post, I will present a plan for realistic reform. Stay tuned.

How Much Am I Bid?

My Flag Flies Everyday

My Flag Flies Everyday

How much money would you be willing to take for your right hand? If someone made an offer to buy your right hand, how much would you ask? Would you sell it?  Would you bid the number up to several million dollars, and think about selling? How about your heart? You probably wouldn’t sell your heart since you only have one, but we do have many doubles in our bodies, and we could stand to do without one of them. Hands, eyes, ears, feet, knees, hips, kidneys, lungs, all exist in duals.  I have heard that it is common to sell a kidney for fifteen thousand dollars. Would you?  Would you give up an eye, or your hearing  for money? Probably not, unless your life circumstances were so desperate as to make you sell.

I personally, would not sell an eye for all the money in China. I love to see. Currently, I’m losing my hearing and I don’t like it one bit. Most of us think the same way about our body parts. So why is it that we are reluctant to pay for the care and maintenance of that precious resource called the human body?  We seek work at companies that have insurance plans, we balk at paying premiums, and co-pays. We want the maintenance of  the most complicated biological system in the universe, our body, to be free.  If you don’t believe it is complex, try taking over the function for some organ that has stopped working.  Try controlling your blood sugar. Worse yet, see what happens if your kidneys stop functioning and you have to filter waste from your blood  via dialysis. You get the drift, the body is a precious biological  machine. In spite of that, we smoke, drink, take mind altering drugs, text while driving,  eat fatty foods, and lead  sedentary lives. We gamble that “the system” will cure us, but we don’t take financial responsibility for health maintenance and repair.    

The current national argument centers around free health care for everyone.  The government proposes to take over control of our body maintenance.  If we let them do that, will we also let them take over the ownership of our body parts as well?  Isn’ that slavery?  I envision a system that traffics in body parts.  Picture this: a huge white government clinic with healthy people waiting to get in at the front. One by one they come out the back missing a body part. On the east side, I see people coming in with various infirmaties. They leave the west side with new life.  No folks, I’m not on anything but my morning coffee. Quite a science fiction scenario isn’t it?

Is this the ‘change’ we voted for?

Grimoba Comes to Visit

Grimoba Conducts a Mandatory Health Care ConsultI don’t think POTUS has any experience with folks in a nursing home. I sure wouldn’t want to be the agent whose job it is to conduct the mandatory health care consult. It is my guess  the old people will be glad to advise the consultant with a few choice options for his future, and where to go next.

Are we approaching a new and better version of Soylent Green?

My wife Peggy is worried about her future. Four years ago, she had the misfortune of coding within minutes  after taking a new blood pressure medication. She was clinically dead; kept alive by life support machines. A great emergency room staff saved her. It is her concern that if she were to code again under Obama Care, she would not be resuscitated. She has a point.

Who will make that call? If a bureaucrat had made the decision for Peggy, she would not have enjoyed  four additional years of  good living.

Obama Care is the new Soylent Green.

They Just Don’t Get It.(Edited)

My Flag Flies Everyday

My Flag Flies Everyday

Well I spoiled the day early by watching a video of my beloved ass kissing Senator Dickie Durbin blow acrid fumes out of his communication port.  Now, I will have to work overtime to restore my usual positive smiling grumpy self.

Durbin is warning his Senatorial colleagues not to allow themselves to be drawn into a sucker punch by the protesters at the town hall meetings. He claims the meetings  are loaded with insurance industry agitators. He just showed how out of touch with the constituency this guy and his colleagues are. I have been to three Tea Party Day events, and I can swear that the only people attending are genuine working  folks who are pissed off by the jerks we employ to represent us. Our representatives don’t listen, they spend our money like it is their mandate, and they think we have an unlimited well from which we draw our cash.  The Tea Party people also believe very strongly in a document called the “Constitution.”

 In the meantime, our representatives work their one hundred and fifty days, and complain about working overtime. They vote themselves raises when the rest of us are taking pay cuts to survive. They give themselves a gold plated pension and health care plan for life.  The audacity of their arrogance to  get upset because we balk at their snake oil rhetoric  on the need for rationing health care, or their  advice on end of life decisions. Excuse me, but I already have all of my health care mandates and powers of attorney designated. I didn’t need a trillion dollar plan to make me do it.

Another former senator has called the protestors at the town hall meeting an unruly angry mob; an embarrassment to the United States.  Again, they fail to see the relevancy of what they are witnessing. Yes, we are an angry bunch, but why? Who is the real embarrassment to the country? Not the people who populate it, rather the ivory tower bunch who are  destroying  it.

Here is a simple solution to the health care problem as proposed by some doctors in Joliet.

Most people who are employed, and have health care insurance from the private sector have a lifetime limit of one million dollars in benefits. The USA has forty seven million people without health insurance. Let the government go to the private sector, and buy these uninsured a policy with a million dollar limit like the rest of us have.

A simple idea like that would stimulate the economy through the insurance companies. It evens everyone by giving them health insurance.  Why won’t it work? It won’t work because of the following reasons:

1. There is no money in it for our representatives to graft

2. There is no opportunity by the representatives to control our liberty, instead it gives us freedom.

3. It is too simple an idea for the complex liberal mind to comprehend.

4. The government could not grow with megalithic proportions.

5. What would we do with all the surplus taxes coming in? (Suggestion, pay off the deficit)

6. Our socialist leaders could not buy the votes they need to get into office.

7. A simple solution, such as proposed, would eliminate the army of legislative lawyers who write thousand page bills that take an army of lawyers to read and interpret.

8. A simple solution would be the  real change we could believe in.

9. A solution proposed by doctors is not acceptable. They can’t be smarter than our mind clogged representatives.

10. Big Brother would have to brainwash another generation before they lead us into a dictatorship.

Atomicobamabomb

A Bomb That Will Affect America For Hundreds of YearsIt’s obvious now why Obama went to Russia to negotiate a new nuclear bomb agreement.  He is planning to use the surplus bombs on this country. Oh, excuse me please, I am being sarcastic again. That is my style, sarcastic satire. The so called change we are getting is not good for the country. POTUS believes however, that his proposals are the salvation of the country. So far they have been toxic. Just as a nuclear bomb blast would leave us contaminated for hundreds, maybe even thousands of years, so will the new health care reform his is pushing through.

 He just doesn’t get it. We don’t want to move backwards, but rather forward. His “tired old ideas that don’t work” argument has become his mantra. Why is he so bent on taking us into a socialist world when socialism has been tried and found not to work? Why does he insist on implementing a government led health system when other countries are trying to get rid of theirs? Why does he insist on paying for abortions? It is not the government’s responsibility to pay for a woman’s decision to not have a baby. Except of course, if the government is trying to create the master race. (Another tired old idea). Why is he  pushing the idea of eliminating old people via euthanasia to save money? Now that’s an idea I really love.

The next new idea he will foster upon us is the elimination of term limits for the president. That one is simple, he wants to be another Castro, or Chavez (two more tired old ideas that don’t work.)  He did campaign on the need to change the way Washington does business, another tired old idea that has been working since 1776.

I know all the libs will call me a poor loser who is a stupid white haired old conservative racist whose time has come and gone, but has it?  Are the liberals proposing changes that are moving us forward, or are they taking us backward to the stone age?

Time to dig another bomb shelter, it’ll be a long cold nuclear winter.