PSA-170313-Liars Figure Figures Lie

 

In addition to what Tami has exposed about the Obama Care number manipulations remember a few more things:

  1. You have to vote for Obama Care to learn what is in it.
  2. A failed billion dollar computerized sign up.
  3. Multiple delays in getting it active
  4. Too many illegal changes to the law without the consent or advisement of Congress
  5. If you like your doctor you can keep your doctor.
  6.  It will reduce your health care premiums by $2500 per

If ever there was a law that needed repealing, this is it.

My own personal experience up until now has been neutral. I’ve had an eighteen year  relationship with my doctor, I like him and want to keep him. His usual routine was to see me three times a year, first a blood test then a consult. Scheduling was easy, I call his office and get scheduled. Most times I dd it as I was leaving from my latest consult. Obama Care came along and now my doctor decided he didn’t want any part of it so he sold his practice to some humongous  doctor group. He is just another physician on the roster. He is in the same office, but he is scheduled by the central group. I’ve been trying for a month to get an appointment for a blood test which he prescribed six months ago. I can’t reach anyone in his personal office anymore. Now I have to complain, and say that all the crappy things we have heard about Obama Care are worse than true. Is this what America wants and believes is their God-given right?

Stirring Up Trouble

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This morning I did something I haven’t done in over two years, I ate breakfast at the countertop bar, and watched the morning news. Aside from remembering times past when Peg and I made this a daily ritual, memories of my work days stirred to life. How many times did I tell an engineer not to be feel distraught after presenting me with his proudly drafted report, and gave me a chance to critique it? My comment to them, it is a darn-sight easier to criticize something that already exists than it is to be the first one to draft the thing. What caused this recollection? The big flap about the new American Health Care Plan. So many of the people reading the drafts are being so critical of it being too much like Obama Care, Obama Care Light, etc. For Pete’s sake, it is about health care. For awhile I used a program called Grammarian, and another called Grammarly. One of them had a feature in it to check for plagiarism. I turned it on to check my work. After all, I didn’t want to add  plagiarist to all the many ‘ists’ I have accumulated. I quickly came to the conclusion that I had to turn the dang thing off. Why? Because it cited nearly every phrase uttered by man since he invented speech as a plagiarism.   I couldn’t  use any of my favorite phrases because they were used by someone before in a masterwork. So, what are the chances that a new document about health care written on the heels of an old document on healthcare  can be phrased completely different? Nada. I challenge the best grammarian, author,  writer in the world to take on that challenge. I’ll give them a rotten apple as a reward if they succeed.

Of course the first draft of the new health care act will sound similar to the Affordable Care Act it is all about healthcare, doctors, procedures, drugs, etc.  What I am afraid of is that the critics who wrote the ACA will never be happy until they see something that is like this, “Everyone in the world will have their health care paid for by the U.S. government with no questions asked.” To them I say, go jump into a very cold  lake, and wake up. The working citizens of this country are not slaves to everyone else. Here is what I want to see in the new program:

  1. Health care is not a God-given right, it is a benefit. If God had anything to do with it we would never get sick. God does give us free will, and free will dictates the choices we make. Go to any doctor and tell him you have a pimple on your ass and he will ask you if you smoke. Why? Because he knows that smoking has been connected to so many different outcomes that we can not imagine.
  2. Everyone has a choice to buy health care insurance.
  3. The choice is available anywhere in the country.
  4. I get to select the plan I want. If I chose to buy one that covers a pre-existing condition(pre-existing conditions are much like plagiarism phrases as cited above) then I will pay for it. If I am seventy-five and chose a plan with out pregnancy coverage, I will pay for it. Buying cheap insurance is like visiting a casino to gamble. Except in a casino you gamble your money, in healthcare you gamble your life. Since gambling is such a popular activity in the USA this should be an easy concept to accept.
  5. If an employer wishes to cover pre-existing conditions, and kids living at home until they are twenty-five let them be free to do so, but the employer will be in control of how much they will pay toward the plan.
  6. Doctors will not be allowed to invade our privacy by asking me if I own a gun. A gun does not have a damned thing to do with my health care, or a doctor’s treatment decisions.
  7. It will be the choice of the employer to offer a healthcare plan to its employees. If you are applying for a job because you need health care, and the employer doesn’t offer it, go work somewhere else, or buy insurance for yourself.
  8. Kids who are no longer covered by their parent’s policy and are too smart to buy health care insurance, will be cared for at the retail rates of the provider, and offered a plan to pay the bill at the going rate of interest. Maybe they will get smart and buy a plan or to work to cover themselves.
  9. People who have disabilities like Down Syndrome, Cp, MS, etc who will need lifetime care will be covered by a separate plan.
  10. People who choose to continue addictions like smoking, drugs, alcohol will be charged more for care than the un-addicted. Remember it is all about Liberty and freedom of choce.
  11. Each State will manage their health care systems using Federal Guidelines. If you don’t like what your state is doing with healthcare, move to another state. If no state offers what you are looking for then pay for what you want, or move to a country that does.
  12. If the Federal Government chooses to pay for any of the care it will do so equally to all, regardless of their ability to pay.

What people in the USA don’t seem to grasp is that the countries in Europe who offer what appear to be superior plans are also countries where taxes are very high. Sweden and Denmark for example have a seventy-five percent tax on their happy citizens. Think about that folks, that means you keep a quarter out of every dollar you earn.

What ever happens in the course of the next few months we will be having a debate about healthcare. My guess is that whatever the first draft is that we are criticizing today will not even be close to what finally passes. What is different already is that the project is transparent. Unlike the Democrat twelve hundred page plan which appeared out of thin air (I’m sorry for who ever coined that phrase ‘pulled out of thin air’ for plagiarizing ) and the Congress had little to no time to read it much less argue about it. Remember “you have  to vote for the plan to find out what is in it.” (Sorry, plagiarizing again)

We live in interesting times. (Sorry again, I just can’t seem to get out of the habit of using other people’s words.)

Repeal The Affordable Care Act

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A few weeks after leaving office former President Barack Obama discovers a leak under his sink, so he calls Troy the Plumber to come out and fix it. Troy drives to President Obama’s new house, which is located in a very exclusive, gated community near Chicago, where all the residents have a net income of way more than $250,000 per year. Troy arrives and takes his tools into the house. He is led to the guest bathroom that contains the leaky pipe under the sink. Troy assesses the problem and tells Obama that it’s an easy repair, that will take less than 10 minutes. Obama asks Troy how much it will cost. Troy checks his rate chart and says, “$9,500.” “What?! $9,500?!” Obama asks, stunned, “But you said it’s an easy repair. Michelle will whip me if I pay a plumber that much!” Troy says, “Yes, but what I do is charge those who make more than $250,000 per year a much higher amount so I can fix the plumbing of poorer people for free. This has always been my philosophy. As a matter of fact, I lobbied the Democrat Congress, who passed this philosophy into law. Now all plumbers must do business this way. It’s known as the ‘Affordable Plumbing Act of 2014’. I’m surprised you haven’t heard of it.” In spite of that, Obama tells Troy there’s no way he’s paying that much for a small plumbing repair, so Troy leaves. Obama spends the next hour flipping through the phone book calling for another plumber, but he finds that all other plumbing businesses in the area have gone out of business. Not wanting to pay Troy’s price, Obama does nothing and the leak goes unrepaired for several more days. A week later the leak is so bad President Obama has had to put a bucket under the sink. Michelle is not happy as she has Oprah and guests arriving the next morning. The bucket fills up quickly and has to be emptied every hour, and there’s a risk the room will flood, so Obama calls Troy and pleads with him to return. Troy goes back to Obama’s house, looks at the leaky pipe, checks his new rate chart and says, “Let’s see, this will now cost you $21,000.” Obama quickly fires back, “What? A few days ago you told me it would cost $9,500!” Troy explains, “Well, because of the ‘Affordable Plumbing Act,’ a lot of wealthier people are learning how to maintain and take care of their own plumbing, so there are fewer payers in the plumbing exchanges. As a result, the price I have to charge wealthy people like you keeps rising. Not only that, but for some reason the demand for plumbing work by those who get it for free has skyrocketed! There’s a long waiting list of those who need repairs, but the amount we get doesn’t cover our costs, especially paperwork and record-keeping. This unfortunately has put a lot of my fellow plumbers out of business, they’re not being replaced, and nobody is going into the plumbing business because they know they can’t make any money at it. I’m hurting too, all thanks to rich people like you who won’t pay their ‘fair share’. On the other hand, why didn’t you buy plumbing insurance last December? If you had bought plumbing insurance available under the ‘Affordable Plumbing Act,’ all this would have been covered by your policy.” “You mean I wouldn’t have to pay anything to have you fix my plumbing problem?” asks Obama. “Well, not exactly,” replies Troy. “You would have had to buy the insurance before the deadline, which has passed now. And, because you’re rich, you would have had to pay $34,000 in premiums, which would have given you a ‘silver’ plan, and then, since this would have been your first repair, you would have to pay up to the $21,000 deductible, and anything over that would have a $7,500 co-pay, and then there’s the mandatory maintenance program, which is covered up to 17.5%, so there are some costs involved. Nothing is for free.” “WHAT?!” exclaims Obama. “Why so much for a puny sink leak?” With a bland look, Troy replies, “Well, paperwork, mostly, like I said. And the internal cost of the program itself. You don’t think a program of this complexity and scope can run itself, do you? Besides, there are millions of folks with lower incomes than you, even many in the ‘middle class’, who qualify for subsidies that people like you must support. That’s why they call it the ‘Affordable Plumbing Act’! Only people who don’t make much money can afford it. If you want affordable plumbing, you’ll have to give away most of what you have accumulated and cut your and Michelle’s income by about 90%. Then you can qualify to GET your ‘Fair Share’ instead of GIVING it.” “But who would pass a crazy act like the ‘Affordable Plumbing Act’, exclaims the exasperated Obama. After a sigh, Troy replies, “Congress … because they didn’t read it.” This will help you understand how the Obama Health Care Plan functions – – – and the primary reason behind the ‘Affordable Plumbing Act of 2014’. What a marvelous explanation this is.

Senior Musing

About a year ago a friend recommended a book whose title I jotted into my phone. My short term memory is waning and if I don’t write something down it gets forgotten immediately. Last week I finished a book titled The Jolly Roger Social Club, and immediately began searching for my next read. The usual trip to the library failed to produce a current title that struck my fancy so I opened my notebook on the i-phone. I found a title called Recessional recommended by my friend Tom an avid reader. The author,  James Michener is one of my favorites.

Michener_recessional_1st_ed.jpg

The story revolves around a Senior living complex in Florida, and the characters are all my age. The complex has three levels. The first is apartments for totally independent residents. The second is for people who need some form of assistance with care, and the third is long-term care. Thankfully the story begins with characters that are full of life and amazingly active. I learned a new word, tertulia meaning a group of people gathered to discuss the arts, or any other current topic of interest.

One of the benefits of this type of living is that the residents can prepare their own meals in their apartment or order from the kitchen to eat in, or they can assemble in the dining room to eat any or all three daily meals. A group of four men eat at the only round table standing in a corner of the room. Comprised of a Senator, Ambassador, Editor, and a business President. They were considered the brains of the home. I took a liking to this group because it resembles the group I belong to made up of widowers who meet regularly to discuss anything and everything. These characters took their friendship one step further by convincing the management to allow them a workshop in which the planned to build an airplane. That is my kind of retirement living.

Michener always teaches the reader something. In this story he covered retirement village living and management, AIDS treatment, living wills, and hospice care. It didn’t surprise me that he wrote the book just three years before he died at age ninety. He was most likely one of the characters in the story. Michener began writing when he was forty years old and his very first book Tales of the South Pacific won a Pulitzer Prize. Over the next fifty years he wrote forty-one books. Most of them are epic one thousand page stories. The man never let up either he was writing or researching. His most popular book is Hawaii with 45 editions. Can you imagine running out of a title and having to print more forty-five times, I can’t.

This story was a can’t put it down read, but because it was about my life, or rather my future life, it saddened me whenever one of the characters died. Most died of natural causes, but one man committed suicide after his wife died so he could be with her. The bulk of the characters and the plots they appeared in were for the most part uplifting, and the book is well worth the time to absorb, and there is much food for discussion in a tertulia setting.

The Crazy Un-affordable Care Act

Bill Clinton’s comment this week about Obama Care being a crazy system is shocking to me. Although he is 100% accurate in his assessment of the problem, i.e. giving low income people health care insurance at the expense of higher income people who can no longer afford it. I wrote about this during the time the Congress was setting us up for the kill. At the time, the country was living in a drunken stupor about the wonders of socialized medicine. Now we have a situation where those who were able to afford insurance can no longer pay the exorbitant fees attached to it, but those who previously couldn’t afford it now get it almost free.

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During the build-up to Obama Care, Bill Clinton stood before the American public and proclaimed that Congress should pass anything no matter how bad, and then fix it after the fact. I guess by calling the ACA a crazy system he is saying it is time to fix it.

There is more news on this front. I watched Ezekiel Emanual the architect of the ACA in an interview with Megan Kelly. She asked how the ACA will deal with all the people who opted to pay the penalty because it was cheaper than paying for the insurance? His answer was quite simple, they will fix that by raising the penalty. In another question he was asked if he felt ACA was in a death spiral. He didn’t answer the question, but squarely placed blame o the current problem on Senator Marco Rubio who was responsible for cutting a key provision from the bill designed to bail out the insurance companies if it became necessary. Wow, the Congress did do something in the past eight years. By the way, Senator Rubio merely wrote the provision out of the bill, it was voted on and approved by the entire Congress, that included Democrats as we’ll as Republicans.

Dr. Ezekiel (I fondly refer to him as Dr. Death because he is the one who invented the death panel) also bragged about how the government is already benefitting by reduced health care costs of a trillion dollars because of the ACA. It is my opinion that if a trillion has been saved it is because of all the people who are paying high premiums with very high dollar deductible policies. The bottom line: Health care costs are still spiraling out of control no matter what Ezekiel says, about the same number of people are uninsured today as were before, except they are now different people, and the government controlled health care system called the VA is in trouble because of a top heavy bureaucracy, and poor management.

In the second Presidential Debate last Sunday, Hillary argued the Republicans want to repeal the bill and start over, she was in favor of keeping it and living with the nightmares. In fact she commented “what do you want to do, hand it back to the insurance companies?”  Excuse me Hillary, but back when most Senators were holding townhall meetings to sell the ACA to their constituents, my Senator, Tricky Dickie Durban, opted out of town halls because he was holding very important meetings with Insurance companies. To me that smells like a government collusion with the insurance companies already.

Affordable-Care-Act.jpg

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

This story is hard to believe, but is probably very real.

**************************

I’m a 54-year old consulting engineer and make between $60,000 and $125,000 per year, depending on how hard I work and whether or not there are work projects out there for me. My girlfriend is 61 and makes about $18,000 per year, working as a part-time mail clerk.

For me, making $60,000 a year, under ObamaCare, the cheapest, lowest grade policy I can buy, which also happens to impose a $5,000 deductible, costs $482 per month. For my girlfriend, the same exact policy, same deductible, costs $1 per month. That’s right, $1 per month. I’m not making this up. Don’t believe me? Just go to

<http://www.coveredca.gov/&gt;
> http://www.coveredca.gov/
> the ObamaCare website for California and enter the parameters I’ve mentioned above and see for yourself. By the way, my zip code is 93940. You’ll need to enter that.
> So OK, clearly ObamaCare is a scheme that involves putting the cost burden of healthcare onto the middle and upper-income wage earners. But there’s a lot more to it. Stick with me. And before I make my next points, I’d like you to think about something: I live in Monterey County, in Central California. We have a large land mass but just 426,000 residents – about the population of Colorado Springs or the city of Omaha. But we do have a large Hispanic population, including a large number of illegal aliens, and to serve this group we have Natividad Medical Center, a massive, Federally subsidized county medical complex that takes up an area about one-third the size of the Chrysler Corporation automobile assembly plant in Belvedere, Illinois (per Google Earth).  Natividad has state-of-the-art operating rooms, Computed Tomography and Magnetic Resonance Imaging, fully equipped, 24 hour emergency room, and much more. If you have no insurance, if you’ve been in a drive-by shooting or have overdosed on crack cocaine, this is where you go. And it’s essentially free, because almost everyone who ends up in the ER is uninsured.

Last year, 2,735 babies were born at Natividad. 32% of these were born to out-of-wedlock teenage mothers, 93% of which were Hispanic. Less than 20% could demonstrate proof of citizenship, and 71% listed their native language as Spanish. Of these 876 births, only 40 were covered under [any kind of] private health insurance. The taxpayers paid for the other 836. And in case you were wondering about the entire population -all 2,735 births – less than 24% involved insured coverage or even partial payment on behalf of the patient to the hospital in exchange for services. Keep this in mind as we move forward.
>
> Now consider this, If I want to upgrade my policy to a low-deductible premium policy, such as what I had with my last employer, my cost is $886 per month, but my girlfriend can upgrade her policy to the very same level, for just $4 per month. That’s right, $4 per month. $48 per year for a zero-deductible, premium healthcare policy – the kind of thing you get when you work at IBM (except of course, IBM employees pay an average of $170 per month out of pocket for their coverage).

I mean, it’s bad enough that I will be forced to subsidize the ObamaCare scheme in the first place. But even if I agreed with the basic scheme, which of course I do not, I would never agree to subsidize premium policies. If I have to pay $482 a month for a budget policy, I sure as hell do not want the guy I’m subsidizing to get a better policy, for less than 1% of what I have to fork out each month for a low-end policy. Why must I pay $482 per month for something the other guy gets for a dollar? And why should the other guy get to buy an $886 policy for $4 a month? Think about this: I have to pay $10,632 a year for the same thing that the other guy can get for $48. $10,000 of net income is 60 days of full time work as an engineer; $48 is something I could make collecting aluminum cans and plastic bottles, one day a month.
>Are you with me on this? Are you starting to get an idea what ObamaCare is really about ObamaCare is not about dealing with inequities in the healthcare system. That’s just the cover story. The real story is that it is a massive, political power grab. Do you think anyone who can insure himself with a premium policy for $4 a month will vote for anyone but the political party that provides him such a deal?  ObamaCare is about enabling, subsidizing, and expanding the Left’s political power base, at taxpayer expense. Why would I vote for anyone but a Democrat if I can have babies for $4 a month?
For that matter, why would I go to college or strive for a better job or income if it means I have to pay real money for healthcare coverage? Heck, why study engineering when I can be a schlub for $20K per year and buy a new F-150 with all the money I’m saving?
>
And think about those $4-a-month babies – think in terms of propagation models. Think of just how many babies will be born to irresponsible, under-educated mothers. Will we get a new crop of brain surgeons and particle physicists from the dollar baby club, or will we need more cops, criminal courts and prisons? One thing you can be certain of: At $4 a month, they’ll multiply, and multiply, and multiply.

ObamaCare: It’s all about political power. Remember folks, November 2016 is just around the corner. If  you want to continue this kind of redistribution of wealth, then don’t “forward” this email. But if you are sick and tired of the money grab by the current administration, then “forward” this email to everyone in your Address Book. VOTE IN 2016!!!!

> One of the penalties for refusing to participate in politics
> is that you end up being governed by your inferiors.
> Plato

Not Good News for Me

THREE PATIENTS LIMP INTO THREE DIFFERENT DOCTORS’ WITH THE SAME COMPLAINT ….THEY ALL HAVE TROUBLE WALKING AND MAY REQUIRE HIP SURGERY…

PATIENT 1.
IS EXAMINED WITHIN THE HOUR, IS X-RAYED THE SAME DAY, AND HAS A TIME BOOKED FOR SURGERY THE FOLLOWING WEEK. THE TOTAL COST FOR THE OPERATION IS $2400.00

PATIENT 2.
GOES TO THE E.R. IS EXAMINED WITHIN THE HOUR, IS X-RAYED THE SAME DAY, AND HAS A TIME BOOKED FOR SURGERY THE FOLLOWING WEEK. GETS NO BILL FOR COPAY OR DEDUCTIBLE. IN FACT GETS NO BILL AT ALL. COST FOR THIS PATIENT $0.00.

PATIENT 3.
SEES HIS FAMILY DOCTOR -AFTER WAITING 3 WEEKS FOR AN APPOINTMENT, THEN WAITS 8 WEEKS TO SEE A SPECIALIST. GETS AN X-RAY, WHICH ISN’T REVIEWED FOR ANOTHER WEEK, AND FINALLY HAS HIS SURGERY SCHEDULED FOR 6 MONTHS FROM THEN, PENDING THE REVIEW BOARD’S DECISION ON HIS AGE AND REMAINING VALUE TO SOCIETY. GETS BILL FOR DEDUCTIBLE WHICH IS $7,500.00 AND HAS A COPAY OF 20% WHICH EQUALS $6,000.00. TOTAL COST FOR THIS CITIZEN $13,500.00.
images-20.jpeg
WHY THE DIFFERENT TREATMENT FOR THE THREE PATIENTS?

PATIENT 1. IS A GOLDEN RETRIEVER TAKEN TO A VET.

PATIENT 2. IS AN ILLEGAL ALIEN.

PATIENT 3. IS A SENIOR CITIZEN ON OBAMACARE.

IN NOVEMBER…..IF HILLARY WINS THE ELECTION: WE’LL ALL HAVE TO FIND A GOOD VET!

. . . and Another Thing Or Two

 

Back to Hillary’s amazingly delivered speech. She bragged about how Obama had created fourteen point seven million new jobs, but ahem, she failed to mention the 94.7 million people who are out of work. Hillary and Obama seem very content with the fact the the phony unemployment rate is at  4.9%. They also are content knowing that 94.7 million people who could be working have given up looking for one of those sparkling fourteen million jobs she bragged about. I happen to believe a lot of the problems she is trying to solve with all her I believe ins would disappear if people had work. I am really curious as to why democrats are so content with so many people out of work. I think it is because they want equality for everyone and those 94.7 million people are all equally out of work. At the rate we are going it may become one hundred million by the time Hillary finishes her first term, and she will be sublimely happy that she has accomplished the Progressive goal of equal outcomes for everyone, i.e. except for her and her legion of government workers who live fat.

I’ll save another post by griping about something else she brought up as a positive, i.e. healthcare. She proudly boasted that sixteen million people who never had insurance now have it, but failed to mention the thirty-three million who are still uninsured because the cost is too high, and they don’t qualify for government assistance.

Half of the twenty-three ACA Exchanges went belly up this year because they weren’t able to make money. We are now faced with a country full of uninsured people who need healthcare but can’t get it because the ACA can’t handle them.

I hope by now you got the drift of my posts, i.e. a vote for Hillary is a vote to send the country into oblivion. What is the alternative, you ask? Donald Trump is your choice.

“But Hillary has eight years of experience in the Senate and he has none.”

Here is an excerpt from an article in the National Review:

“. . . In her eight years in the Senate, just one of Hillary’s bills got enacted into law. This bill designated the U.S. courthouse at 40 Centre Street in New York City as the “Thurgood Marshall United States Courthouse.”

Read more at: http://www.nationalreview.com/article/438430/hillarys-senate-record-bill-renaming-nyc-building-her-single-success

Trump doesn’t have a proven political record to defend, but he can show you his successes on several very large projects. He has enough sense to hire people to do things that he doesn’t know how to do, and he sure as hell doesn’t believe big government is better than good old American entrepreneurship. His ideas may seem wild in foreign policy, but what have we to lose? His policy to put the brakes on Syrian refugees allowed into the country cannot be worse than those of the Obama Administration who is fighting radical Islamic terrorism by sneaking thousands of potential terrorist refugees into the country in the dark of night.

There is only one way to go and that is up. Hiring Hillary to execute Obamas failed policies is the wrong way to go up.

 

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