Add Home Maintenance to the PPAHCA

 

Some days it doesn’t pay to wake up. I’ve had seven months of the home maintenance blues. It started in August when the air conditioner blew during the one week of ninety-five degree days.

“It is old,” I rationalized. My fabulous son-in-law came to the rescue. When he removed the plenum from the furnace he found a crack in the heat exchanger.
“You know, if I were at someone else’s house on a service call I’d have to red tag the furnace.”

“Replace the unit.”

A month later, Grandma Peggy showed me a discoloration on the ceiling in the living room.

“Looks like we have a leaky roof. That is the second spot to show up.”

After getting three quotes for the roof replacement I selected a man whom I felt very confident about. He immediately went to Frankfort Village Hall to apply for a permit. The village would not let him do the job because he was not an approved roofer in Frankfort. The high cost of approval caused him to reject the job. I went with the next roofer on the list.

“Joe, why is there a noise coming from downstairs?”

“What noise?”

“You mean you can’t hear the siren wailing?”

I went to investigate. The back-up pump in the clear water sump was screaming. The primary sump pump that I replaced just three months ago failed, and the backup did its job, but wouldn’t shut off. I pulled the plug.

Two weeks ago, a second sump pump that handles the downstairs slop sink and the water conditioner failed. Again Peggy called me.

“Do you hear that?”

“No.”

“”I think it’s coming from the furnace room.” I went to investigate.

The plastic pipe coming out of the sump was hot to the touch and the noise sounded like sparking. I lifted the lid over the sump and got a blast of hot air in my face, just like you get when you open an oven. I pulled the plug. This time, I’m calling a plumber, I want him to look at the seepage around the overhead sewer line anyway.

“What do you think is causing this,” I asked the plumber?

“It’s probably a broken sewer pipe, I’ll remove the clean-out plug and see what is happening.”

Look down the hole to see the broken sewer pipe.

Sure enough, the cast iron main pipe just outside of the house broke and shifted downward thus impeding the flow of sewage from the house. Raw sewage juice seeps into the house around the pipe through the foundation. That is what shows up as a black streak running down the basement wall.

This time the plumber asked me to get the permit. I did. When they called to tell me to pick it up, they asked for $80.

“WHAT? I went ballistic. I pay huge tax money to Frankfort for the privilege of living here and you are asking for $80 more?”

“I’m sorry sir, but that is the standard charge.”

“I want to talk to a manager.”

“I’m sorry sir, but the charge is in a Village ordinance.”

I paid, and stomped out talking to myself out loud.

I came home to admire the black streak running down the wall, and thanked God that sewage was still flowing and not backing up into the bathtubs. I calmed down. Oh well, it’s only money, and the economy needs a boost.

The Hole.

A couple of days ago, Peggy turned on the garbage disposal unit.

“Why doesn’t this make noise anymore?”

“Because it is a super quiet model.”

I checked it myself to see if her assumption that it didn’t work was correct. She is correct, the rotor doesn’t turn and the overload switch trips out to kill it.

I’ve made a list of things that are left, and it is still very long. I am positive the water heater, water softener, the windows, refrigerator, and the garage door opener will send me a message soon.

Maybe I’ll testify before Congress to add home repairs to the Patient Protection and Affordable Health Care Act. After all, the health of my family depends on the environment we live in. Besides, if I can get Viagra, and women can get contraception to support their health, why wouldn’t I get money to live in a nice healthy well maintained home? It is the Progressive way of thinking.

A Very, Very, Very Sad Song

Play gypsy play! What a sad song you send us from your melancholy strings. A good fifteen percent of the work force is out of work, but our president has the guts to send his family to Spain on a junket. Who is paying for that? I really feel for his finances. He really made me feel like he can relate to the plight of the general population with his tear jerking story of maxed out credit cards, and the struggle to feed a 401K. That has changed dramatically hasn’t it?

Keep paying those taxes America, the liberals aren’t finished spending your money.

Slavery to Slavery?

My Flag Flies Everyday

My Flag Flies Everyday

I got to thinking about those trillions the government is throwing at earmark projects called stimulus. I asked myself how many people could a trillion dollars really help?  I looked at three items that people spend money on: house, car, and college education.

Here is how it works out:

1. How many $200,000.00  houses can one buy for a trillion? A two hundred thousand dollar house is probably affordable for most of the population.

ans: Five million

2. How many cars valued at $25,000.00 each? Not a Lexus or Cadillac, but a Ford Focus will get you to where you need to go.

ans: Forty million.

3. How many students could spend $40,000.00 on college tuition?  This one assumes you spend three hundred dollars per credit hour and you require one hundred and thirty credits to get a degree, and live with your parents.

ans: Twenty five  million five hundred thousand.

A trillion dollars given away in this fashion would most likely stimulate the economy. Instead we will direct the money through a filter called “government.”  The end result will be that only a third will get to the consumer. The remainder will be lost in management fees. In big government management fees are more commonly referred to as GRAFT.

What BHO failed to tell the people of the USA is that his redistribution of wealth will make everyone in the country a slave. By robbing the rich to give to the poor, the result will make everyone poor.

The direction of the country toward “Change You Can Believe In,” will bankrupt the treasury. The end result is that the greatest country in the history of the earth will become  a slave to the countries who buy our debt.

Barack likes to compare himself to Abraham Lincoln. While Lincoln freed a small number of the population who were slaves, Barack will enslave the entire country. How will that happen?

We will borrow the money from China or other countries. In order for them to loan us the money, we will have to make it worth their while. We will have to pay higher interest. Higher interest will mean that the government has less money to pay for the programs that they have legislated into law. In other words if it takes a trillion dollars to run the country, we’ll now have to add the interest to that.  Where will the government get the extra money? They have two ways: 1. Pass the expense to the tax payer by increasing his contribution. 2. Print more money to cover the bill. This means that your money is worth less than it was before. I already have trouble making ends meet on my fixed income.

Here is what the interest payment looks like on a trillion dollars:

Interest rate-percent   interest payment
2   20,000,000,000.0
3   30,000,000,000.0
4   40,000,000,000.0
5   50,000,000,000.0
6   60,000,000,000.0
7   70,000,000,000.0
8   80,000,000,000.0
9   90,000,000,000.0
10   100,000,000,000.0

In case you have a problem reading all those zeros, they are billions.

Mark my words, this country is headed for another civil war with the rampant spending under this president. Isn’t civil war another issue that Lincoln had to deal with?

Obama Cooks!

In my business I learned about something called “root cause.” Whenever we were faced with the solution to a problem, we were to keep asking why, until we found the “root cause.” The concept sounds simple, but in the real world, looking for, and finding the root cause was not always easy. For the last two weeks, I have been looking for the root cause of the “bailout.” It hasn’t been easy, but slowly the facts surface and the source of the problem is emerging.

Back in the nineteen sixties Lyndon Johnson became President after John Kennedy was assassinated. LBJ wanted a legacy. He created the “Great Society.” He saw a world that  would be equal for all people, not just whites. His program was a response to the black civil rights movement. In nineteen sixty eight, with the support of President Lyndon Baines Johnson, Congress passed and enacted the Fair Housing Act (Title VIII of the Civil Rights Act of 1968). This law was enacted to eliminate discrimination within the housing market.

Tracing the path from the subprime mortgage failure to Barack Obama, Fannie Mae, Freddie Mac, Bill Clinton, ACORN, to LBJ is complex, but the underlying root cause of this catastrophic failure is the Fair Housing Act. Looking back on it, the act totally contradicts good business practices of free trading banks. It is a Federal givaway program to poor people across the country. We as a nation bought into this venture, and as long as everything was going well, we enjoyed the profits.

Several leaders involved in the melt down  enjoyed really big profits. I laugh when I hear the politicians speak about the “greed” on Wall Street.  The “greed” thing was being promulgated by Fannie Mae and Freddie Mac. The leaders of these organizations were cooking the books to make a bonus. Thank God the mess finally exploded. Who are the greed mongers? Three men emerge as prominent thieves.

They are: 1.) Franklin Raines, CEO at Fannie Mae, he left with a golden parachute of $240,000,000.00.

2.) Tim Howard, CFO at Fannie Mae, His parachute is valued at $20,000,000.00.

3.) Jim Johnson, CEO at Fannie Mae, jumped with a $28,000,000.00 parachute.

All three of these guys should be incarcerated, instead they went out and found new jobs.

Guess where they work now?  All three work for BO as economic advisors. With these three guys in his pocket, imagine how  BO will cook the books of the United States Treasury?

Can we really trust him to guard the hen house when he has all the foxes working with him?

Back to my original point, the root cause of this mess, the Fair Housing Act (Title VIII of the Civil Rights Act of 1968) must be repealed before it destroys the world economy.

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